Independent Financial Advice
Make sure your money works as hard as it can for you with Independent Financial Advice from LighthouseTemple
Because the financial market is constantly fluctuating, it's important to check what's available. An annual review with a Financial Adviser from LighthouseTemple, Frizzell's chosen provider of independent financial advice, could help keep your finances in balance.
LighthouseTemple can help you in the following areas:
Protecting Your Family
Nothing could be more important than ensuring your loved ones are well looked after in the event of illness or death. LighthouseTemple will help you to take these important steps to help ensure that your family will have the income or capital they need to carry on living without financial worries.
Retirement Planning
Having sufficient income in retirement allows you to live your life to the full. LighthouseTemple will help you to save towards the lifestyle that you would want, in the most tax efficient manner.
Savings and Investments
Making the most of your spare income or capital is a complex business. There are many options that you need to consider and taxation can also play a big part in your overall returns. LighthouseTemple will help you through the maze of choices to ensure that you are able to make an informed decision that reflects both your attitude to risk and your financial objectives.
Inheritance tax
When you have worked hard throughout your lifetime to build financial security, it does not seem right to give up to 40% of it away in inheritance tax on your death. LighthouseTemple will help you arrange your affairs in such a way that inheritance tax is minimised or even eliminated, ensuring that wealth is passed on in line with your wishes.
How LighthouseTemple works to help UNISON members
- LighthouseTemple have independent financial advisers who will research the whole market to identify and recommend the most suitable products for you and your family.
- You will have an initial consultation which is without charge or commitment.
- The consultation can be held at your place of work, at home or by telephone.
- There is no time limit on the duration of the meeting.
- Personal information about your financial needs and objectives will be gathered and analysed.
- Recommendations of actions will be made and discussed with you.
- If you want to proceed further and receive fully researched and documented advice, the adviser would then discuss and agree your preferred option of remuneration.
- You have a choice of paying a fee for any advice or allowing the product provider to pay a commission to the adviser. If you wish to pay a fee then this will be at a preferential rate for UNISON members. We will not charge anything until you have agreed how you wish to pay.
So with independent financial advice from LighthouseTemple, you can rest assured that you're getting the right product for your individual needs.
How can you get Independent Financial Advice?
Call LighthouseTemple
Find the telephone number you need here
Email LighthouseTemple
For an appointment with a Financial Adviser