Can we insure you?
To get a home insurance quote, you will need to make sure you meet the following conditions:
Eligibility criteria at a glance
The property you wish to insure:
- is not a mobile home and has its own separate lockable front door
- is not empty or awaiting sale or derelict or undergoing structural work
- is in good condition and is built of brick, stone or concrete with a roof of slate, tile, asphalt, metal or concrete
- is not left unoccupied for more than 60 days in a row
- is your main domestic residence and is not a second property e.g. a holiday home
- has not suffered from structural movement, subsidence, landslip or heave
- is not used for any business purposes
- will not cost more than £1,000,000 to rebuild and its contents will not cost more than £150,000 to replace
- is not in the Channel Islands or the Isle of Man
- is not a listed building and has no more than 10 bedrooms
- is not within a block of flats unless you require contents only cover
- has not suffered from flooding and is not located in an area which is under either a flood warning or severe flood warning issued by the Environmental Agency
About the occupants:
- you have not had more than 2 claims in the last 36 months
- you have not been convicted of any non motoring criminal offence in the last 5 years
