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Optional Car Insurance Extras

You can choose to add any of the extra benefits below to your insurance policy, ensuring you have the cover that suits you.


Personal accident cover up to £100,000

  • If you or your husband or wife or civil partner is accidentally injured whilst travelling in, or getting into or out of any car, resulting in death, loss of sight or loss of limbs we will pay £10,000.
  • For a small additional premium you can increase this cover to £100,000.

This is only available if you are taking out comprehensive cover.



Guaranteed Courtesy Car

We will pay for a courtesy car

  • While repairs to your car are being carried out by our Selected Repairer Service.
  • For up to 14 days if your car is damaged beyond cost effective repair and cannot be driven or has been stolen and not recovered.
  • We will insure the temporary replacement car; you will just have to pay for the fuel.


Cover for up to 180 days when travelling in EU Countries

All of our policies give the minimum compulsory insurance cover required in the European Union. However this would not cover:

  • Loss or damage to your vehicle for comprehensive and third party fire and theft policyholders.
  • For all policyholders including third party only, the level of third party liability may not be as great as in the UK.

For a small additional premium, you can choose to extend this minimum cover to give the full benefits of this insurance when you are travelling in EU Countries for up to 180 days in a row, including when your car is being transported.

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