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Types of Income Protection cover

You can choose between the following options:


Level Protection:

The regular income we would pay in the event of a claim is fixed when your policy starts and will not change.  This means it will not keep up with inflation and will buy less in the future.

Increasing Protection (index linked):

Both the regular income we would pay in the event of a claim and the premiums you need to pay go up each year in line with rising prices.  We measure this using the Retail Prices Index (RPI).

Remember, whichever option you choose, if you stop paying your premiums your cover may cease.  This policy has no cash-in value at any time.

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