Life Protection

In the event of your death your family/loved ones may still need financial support even though you are not there. By providing a cash sum when you die, Life Protection could give you some peace of mind that your family are provided for.

Use our online calculator to give you an idea of the amount of cover you might need. You can choose increasing cover, to help keep up with inflation.

To apply for Life Protection:

• You must be a UK resident (not the Channel Islands or Isle of Man).
• The person you are insuring must be aged 17 to 79 if you are applying for level or decreasing protection, 17 to 59 if you are applying for increasing protection.
• You must take out the policy for at least 5 years and no more than 45 years.
• The policy must end before the person you are insuring reaches age 85 if you are applying for level or decreasing protection, or 65 if you are applying for increasing protection.

If you apply for level cover, inflation will reduce the buying power of the sum assured.

If you stop paying premiums your cover may cease. This plan has no cash in value at any time.

Please remember that proceeds from the plan will normally form part of your estate which may be subject to Inheritance Tax.

Please note that this information should not be considered as advice to take out this plan. Should you have any doubt about whether it is suitable you should contact a Financial Adviser.

We are able to provide literature and communications in the following alternative formats: Braille, large print, audio tape. Should you require information on this product or service in any of these formats, please contact us.