Income Protection

An income protection plan can help protect your income and make sure that, when you need it most, money is there. You will have some reassurance that, should you be unable to work due to serious illness or injury, you will continue to receive an income in the future. If you stop paying premiums your cover may cease. The plan has no cash in value at any time.

We will pay out on your policy whilst you remain incapacitated, right up until your 65th birthday, if appropriate. This will give you steady, reliable financial support to help you maintain your standard of living. 

There is a choice of cover; level or index linked. If you choose level cover, inflation will reduce the buying power of the amount insured.

To apply for Income Protection: 

• You must be a UK resident (not the Channel Islands or Isle of Man).
• You must be aged 17 to 59.
• You must take out the policy for at least 5 years.
• The minimum premium is £5 per month.

Please note that this information should not be considered as advice to take out this plan. Should you have any doubt about whether it is suitable you should contact a Financial Adviser.

We are able to provide literature and communications in the following alternative formats: Braille, large print, audio tape. Should you require information on this product or service in any of these formats, please contact us.